Who Is Liable for Your Injuries and Damages?
Uninsured Motorist
Following a car accident, it is ingrained into us that we are to exchange insurance information with the other driver involved. But what happens when the other person doesn't have auto insurance? What can you do about this ‘uninsured’ driver? Who will compensate you for your injuries and damages?
If you've been involved in an accident with an uninsured motorist, you may need to seek compensation from your own insurance company under. Making certain you receive the uninsured motorist benefits you are entitled to may requires the assistance of a skilled attorney.
Supplemental Underinsured Motorist
There is also the separate issue of ‘Supplemental Underinsured Motorist’ (SUM) coverage. Uninsured issues arise when the vehicle that you are involved in an accident with has minimal or low bodily injury insurance coverage.
At Foley, Griffin, Jacobson & Faria, LLP, we help drivers from the New York City metropolitan area, including Long Island and Westchester seek compensation from their own uninsured motorist policy. Contact us to schedule a free consultation. Se habla español.
Trusting Your Auto Insurer May Be an Unwise Choice
As an insured driver, you most likely carry uninsured(UM)/supplemental underinsured motorists (SUM), coverage for accidents. Even though you have faithfully paid your premiums for years, obtaining compensation after an accident may not be as easy as picking up the telephone and calling your insurance agent or broker.
Insurance companies are in the business of settling claims as rapidly and cost-effectively as possible. They may offer you a settlement amount, but it is most often not in your best interest to take their initial offer. Discussing your situation with one of our lawyers may make a very substantial difference in your end result.
Can I Sue My Insurance Company?
If you have filed a claim under your uninsured or underinsured motorist endorsement and feel your insurance carrier has become adversarial, we may be able to help you pursue a higher level of compensation through arbitration or a lawsuit.
In the state of New York, people involved in car accidents with uninsured or underinsured motorists must prove, just as victims in insured motorist accidents, that their injuries reach a pre-determined serious injury threshold before being successful in any claim or action against their insurers. In our years of practice, we have gained experience in determining whether or not an individual's medical concerns reach this requirement.
Contact Foley, Griffin, Jacobson & Faria, LLP
We offer flexible appointment times at both our Manhattan, Suffolk County and Nassau County law offices. Contact us by e-mail or toll-free at 1-800-991-2773 to discuss how we may be able to help in a free initial consultation.
